Our Process
Our Financial Illumination Process
Learn- The first step in the financial coaching process is to learn about your circumstances and needs. In our first meeting, we will discuss your financial past, present, and future. We request that you bring pertinent financial documents for our review, and we will ask you questions about your goals and concerns. This is also your opportunity to ask us questions, and to learn about our philosophy and experience. We will discuss our compensation programs in detail. This first meeting will help us discover if there is a great fit between us.
Analyze- Following our initial meeting, we analyze your information and determine the most appropriate options to fit your life situation. We believe that the proper foundation for creating financial balance begins with thorough financial anlysis. Before you are ready to invest your assets, you may desire information on any of the following:
We develop our recommendations into a financial plan that takes into account all of the aspects of your life that we explored during the first meeting.
Portfolio Strategy
We believe that a well designed portfolio strategy is the next critical step to financial balance. Selecting an Asset Allocation strategy based upon your investment policy statement will serve as the cornerstone of your investment philosophy. We utlize all the information from our first meeting to help us understand your needs, concerns, challenges and passions you may have for your money.
Consult- During our second meeting, we will review your original goals to make sure that nothing in your situation has changed. We will present our recommendations for meeting your financial objectives, and answer all of your questions and concerns about your plan. We want you to feel confident that you understand and agree with your financial plan. A close personal relationship with our clients is very important to us.
Implement- Once you are fully comfortable with and agree with all aspects of your financial plan, we will help you implement the plan by assisting in all transitions from your current situation to your approved plan. We invite you to call us as many times as necessary for you to understand the planning process. You will receive many documents and papers in the mail. If you have questions, call us. We will help you with statements, forms, or anything that may concern you.
Review-Our goal is to create an ongoing relationship with you, and to provide you with continuing service and education about your financial life. We will call you to come in and review your goals and your investments. At this time, we will make changes to your plan if necessary to make sure you stay on course toward your goals.
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