Products and Services

                                           Financial Coaching 

A comprehensive financial plan is the analysis of all the financial variables that may affect your life. By evaluating all pieces of your life such as your emotional connection to money, goals, dreams, and desires we are able to create an efficient plan that provides confidence to your financial decision making.

A comprehensive plan is made up of numerous sections including: planning for retirement, saving for a college education, planning to change careers, investments, cash and budget management, risk management and legacy planning.  

                                 Retirement Planning

We focus on helping our clients live well in retirement. We work with those who  are accumulating for retirement, planning to retire in the immediate future and retirees. We offer solutions for the complex needs of  retirees as they transition from asset accumulation to asset distribution. 

Many pension plans offer you a choice between two forms of payment—a little-at-a-time through lifetime annuity payments or a lump-sum payout of your entire balance. This could be one of the most important financial choices you make for retirement. Our professional staff runs the numbers and reviews your options, so you can make the best choice.

               Investment Advisory Services*

The Investment Advisory Division has established relationships with various Third-Party Money Managers to serve the needs of our clients interested in fee-based investment management programs. The Investment Advisory Services division will help you access programs that specializes in Separate Account Management, Private Account Management, Asset Allocation, Timing and Multi-Disciplined Account Services. Investment management services eliminates the responsibility of selecting investments, asset allocation, rebalancing and monitoring the performance of your investments. 

                                                          Insurance Planning 

 Risk Management is the cornerstone of any financial planning effort. It makes no difference how elaborate or effective the financial plan, investment portfolio, the retirement plan, or the estate plan, if you have not taken the necessary steps to eliminate risk, all remaining planning efforts could be pointless. Risk management through the wise use of insurance removes the concern for the unknown from a financial plan.

                                                    Financial Products

• Stocks and Fixed-Income Securities,
• Mutual Funds and Variable Annuities
• Roth, Traditional and Educational IRAs 
• 401 (k) and Profit Sharing plans
•  Variable Life,Universal Life and Term Insurance 
• Long-term Care Insurance
• Disability
• Employer Group Health Insurance

                                                     Other Services

• Certificate of Deposits°
• AIG Bank GreatRate Plus Mortgage Solutions° now available with 100 solutions

°AIG Federal Savings Bank, a well-capitalized and wholly-owned subsidiary of American International Group, Inc.